Eligibility for Balance Transfer
For Home Loan & Personal Loan Balance Transfer (BT)
Balance Transfer Loans have a fair amount of eligibility criteria that can help you obtain the right deal. Below, we will list some of these requirements to help you get a Balance Transfer for your loan.
Resident Indian: Salaried or Self-employed
Vintage of at least six months
Good repayment track record
Repayment Track Record of Existing Loans
Features of Home Loan & Personal Loan BT
The eligibility of the Balance Transfer will be based on the seasoning and track-record of existing loan only ñ Minimum Clear Repayment Track Record of 18 Months is required.