Types of Home Loans

If you thought Home Loans were just available as a standard offering, you’re clearly mistaken. Andromeda offers different types of Home Loans from banks. It would be wise to take a look at the options available to you rather than searching for information without any previous knowledge.

Home Purchase Loan

This type of loan is a simple home loan that allows you to purchase a new residential property.

Home Improvement Loan

If you ever wanted to renovate your home with a new aesthetic look or just wanted to structurally enhance and strengthen it, this type of home loan is what you’re looking for. It is basically concerned with the costs to renovate or repair your existing home.

Home Construction Loan

This type of loan is taken when the borrower wants to construct a new home on a given plot of land.

Home Loan Advantage

This type of home loan is linked to a current account thereby reducing your interest outflow depending on your idle balance in your bank accounts

Find the latest interest rates and compare home loans now.

Product Loan AMT Rate of Intrest P.F Salaried PF Self Employed
HSBC Home Loan 1 Cr + 10.20 – 10.50% 10000 + GST 0.25% + GST
HSBC Loan Against Property (Balance Transfer) > 25 Lakh 11.75% 0.25% + GST
25 – 50 Lakh 11.40% 0.25% + GST
50 – 1.5 Cr 11.25% 0.25% + GST
SCB Home Loan (Balance Tranfer) 1 Cr + 10.25% 10000 + GST 0.25% + GST
Loan Against Property 12.00-12.50%
CITI Home Loan 1 Cr + 10.25% 10000 + GST 0.25% + GST
Loan Against Property 12.00- 12.50 % 1% + GST
Axis Home Loan 10.50% 10000 + GST 0.25% + GST
Loan Against Property 12.50 – 13% 1% + GST
Deutsche Home Loan 1 Cr + 10.15 – 10.25% 0.1% + GST 0.2% + GST
Loan Against Property 1 Cr + 11.50 – 12.50 % 1% + GST 1% + GST
Reliance Home Loan 11.25% 1% + GST
Loan Against Property 13.00 – 13.50% 1% + GST
IndiaBulls Home Loan >25 Lakh 10.15% 5000 + GST 1 – 1.15%
< 25 – 75 Lakh 10.75% 5000 + GST 1 – 1.15%
< 75 Lakh 11% 15000 + GST 1 – 1.15%
IndiaBulls LoanAgainst Property 13% – 13.5 1 – 1.15%
PNB Housing Finance Ltd. (Fixed) 10 Yrs (SAL) Home Loan >50 Lakh 10.75% 0.5% + GST 0.5% + GST
PNB Housing Finance Ltd. (Fixed) 10 Yrs (SAL) Home Loan 11.00% 0.5% + GST 0.5% + GST
PNB Housing Finance Ltd. (Fixed) 10 Yrs (SE) Home Loan 11.00-11.25% 1% + GST
PNB Housing Finance Ltd. (Fixed) 10 Yrs (SE) Loan Against Property 13.25% 1% + GST
PNB Housing Finance Ltd. (Fixed) 10 Yrs Commercial Purchase 12.75% 1% + GST
PNB Housing Finance Ltd. (Fixed) Loan Against Property 12.50 – 13.00 % 1% + GST
Edelweiss Home Loan 10.50% 0.5% + GST 0.5% + GST
Loan Against Property 12.50 – 13.00 % 1% + GST
Religare Loan Against Property 13.50% 1% + GST
DCB LAP/OD 12.50 – 13.00 % 1% + GST
ICICI Home Loan 10.25% – 10.50% 0.5% + GST 0.5% + GST
Loan Against Property 12.50% 1% + GST
DHFL Home Loan 10.75% 1% + GST 1.5 % + GST
Loan Against Property 13.50% 1.5 % + GST
Kotak Loan Against Property 12.50 – 13.00% 1% + GST
HDFC Home Loan 8.40% 10000 + GST 1% + GST
Loan Against Property 12.50% – 13.00% 1% + GST