Gold loans: Quick disbursal, low rates, flexible repayment options
Gold loans by commercial banks rose from around ₹1.02 trillion in April 2024 to approximately ₹2.23 trillion in April 2025, a year-on-year growth of 119.6 per cent, according to the Reserve Bank of India (RBI). Prospective borrowers must understand the risks associated with these loans and carefully select their lender.